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life insurance and retirement plans


SAPA!’s legacy is a movement toward no-kill at a rapid pace and tens of thousands of precious lives saved. What will your legacy be? By joining together with SAPA!’s efforts, we can help you make the difference you want to make for your community. Your contribution will be impactful – right now and into the future. When you are planning for your estate and legacy, please consider SAPA! and the deserving dogs and cats we can save together.

Wills and Bequests

It can be difficult to think about what will happen to us when we pass away. Many of us might avoid the topic altogether, just because it can be uncomfortable. But it’s important to consider estate planning to make sure your final wishes are respected. Without a will or bequest in place, the decisions regarding distribution of your property might end up in the hands of the state, instead of the people and charities you love. Designating your assets towards a nonprofit’s use can also help offset some of the high estate taxes you might encounter.

When you support SAPA! through your will (bequest) or with another kind of planned gift, you reinforce your commitment to our community’s most vulnerable animals. Supporting SAPA! in this way will help save animals’ lives in San Antonio. Selecting SAPA! as a beneficiary in wills and bequests allows SAPA! to continue impactful services that make our community a better place, securing your legacy of lifesaving for years to come. When remembering SAPA! in your will, you can choose among several options according to your wishes. You can designate a specific dollar amount, a percentage of your estate, or a portion of the residual of your estate, whichever is best for your circumstances. To leave SAPA! in your will, we recommend that you contact an attorney to create and implement a document tailored to your needs.

If you wish, you can direct your attorney to use this language:
“I give and bequeath the sum of $ __ (or, ___ percentage of my estate) to San Antonio Pets Alive! Inc, a Texas nonprofit corporation (federal ID # 45-4141351).”

Annuities & Trusts

You can help our community’s animals and at the same time receive income for life and the life of your beneficiary. Charitable gift annuities are a method of giving that are used by organizations to benefit their programs.

Annuities are excellent strategies if you have appreciated assets (typically stocks or property) and you would like to increase your income. Charitable gift annuities are popular because they provide a fixed income to you for life regardless of the market conditions.

If you would like help creating a charitable annuity but need assistance, you will need to visit your financial advisor be they a financial planner or an attorney.

Appreciated Property

Few financial tools are more powerful than appreciated property, specifically stocks and real estate. They can be given at any time and have the ability to magnify wealth faster than nearly any other financial method. In many cases, a person who donates an appreciated asset to a charity instead of selling it can take a charitable deduction for the full value of the property while also avoiding capital gains on the property.

Appreciated assets are usually transferred to the AWA and then sold. In most cases, if you have held securities for more than one year you can deduct the market value of the securities and avoid paying any capital gains tax. If the shares are held in your broker’s office, transferring securities is easy. Simply contact us and we will provide your broker with all the needed information. If you have land, a second home or other real estate you wish to donate, they have similar benefits to appreciated securities. It is also possible to donate your home to the SAPA! and retain lifetime use of the property. A trust may be created based upon the value of the home at the time of the donation.

If you would like help making a gift of appreciated property but need assistance, you will need to visit your financial advisor be they a financial planner or an attorney.

Life Insurance and Retirement Plans

You can play an important role in improving the welfare of animals in our community by making a gift of a life insurance policy or retirement account to SAPA!

Both life insurance and retirement accounts can be used to make a charitable gift to SAPA! By using either of these methods, you can make a larger gift than an outright cash gift. Most often, you can make the gift with no or little loss of income and also receive a substantial tax deduction.

Over time, circumstances in your life may change and reasons you purchased insurance or saved for retirement may change. If you have coverage you no longer need, you may consider contributing a fully paid “whole life” insurance policy to SAPA! by making us your primary or secondary beneficiary. This doesn’t provide an upfront tax deduction because it is revocable. If you want to provide income from your retirement account for a spouse or another beneficiary, you can direct that the proceeds from the plan fund a charitable gift. In this instance, the estate will be taxed but receives a credit for the contribution.

If making a gift and receiving a tax benefit are important to you, transferring ownership of the policy to SAPA! is the best way to go. Transferring ownership is irrevocable which enables donors to receive a tax benefit for the cash value of the policy. As the donor, you are still the insured individual; however, the policy ownership is transferred to SAPA! and it will receive the proceeds.

If you would like help making a planned gift but need assistance, you will need to visit your financial advisor be they a financial planner or an attorney.

P.O. Box 830006 San Antonio, TX 78283 | 210-370-7612 | EIN: 45-4141531 |

© San Antonio Pets Alive!